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Obtaining Personal Insurance For Automobiles
By Jim
| Obtaining a good rate on automobile insurance is easy if the driver has a good driving record. Obtaining a good rate on automobile insurance is easy if the driver has a good driving record. Most insurance agencies prefer to grant personal insurance policies to people who are low risk because the chance of them filing a claim for an accident is lower than those who have a history of fender benders or citations for speeding. The insurance companies offer preferred rates for being a good driver and these rates make owning and operating an automobile more affordable. Automobile driver's are always looking for ways to lower their personal insurance rates for any type of vehicle they drive. Some will ask the insurance agencies if they give any type of discounts for membership in the armed forces, or membership in a retirement club. Some drivers will bring in coupons that they find in the local telephone book, that guarantee as much as 10% discounts for opening a new automobile insurance policy. Some families will add new drivers to a current automobile insurance policy if they have a teenage driver in the home. The personal insurance rates will be higher for this addition because the driver does not have a proven driver record that a rate can be based on. Some schools will offer driving programs which will qualify for an insurance discount when the driving course is successfully completed. Some drivers are ordered to attend defensive driver training through the Court system and are discounted on insurance rates considerably. Some personal insurance policies for automobiles will be discounted
Carmakers charge ahead with electrics
At the L.A. Auto Show, Nissan-Renault announces plans to start selling a competitively priced electric car in 2010. Other makers, including BMW and Chrysler, show off what's developing.
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The future -- or at least a future -- may finally be in sight for the electric car.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/459158815" height="1" width="1"/>
Chinese carmakers also seek government aid
Caught in a slowdown, they urge policy changes rather than bailouts. Some are deferring export plans and cutting their costs.
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America's Big Three aren't the only carmakers turning to government with hat in hand.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/459167977" height="1" width="1"/>
Women drive increase in sales of motorcycles, survey shows
Fun is still the main motivation, but more new owners are citing two-wheelers' usefulness as a reason to buy.
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The motorcycle business, traditionally driven by enthusiasts who ride for fun, is experiencing a dramatic shift as big, expensive cruisers give way to cheaper, commuter-oriented models and more women hit the road on two wheels, a new survey shows.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/459158816" height="1" width="1"/>
Big 3 fail to close deal on bailout
Lawmakers scrap a vote for $25 billion in aid. Auto execs take heat over private jets.
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Embattled U.S. automakers added a new entry to their list of troubles Wednesday: executive jet travel.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/459192250" height="1" width="1"/>
CEOs of Big Three automakers plead for federal aid
Lawmakers express skepticism about bailing out Detroit, citing the environment, unions and equity for workers at non-U.S. plants in their states. A vote on the issue could come as soon as today.
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Chief executives of the nation's once-mighty Big Three automakers came to Capitol Hill on Tuesday to plead for $25 billion in federal aid, but the idea of bailing out Detroit has run into a wall of skepticism from a broad cross-section of lawmakers concerned about the environment, unions and Japanese auto plants in their home states.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/459077660" height="1" width="1"/>
Amid auto industry crisis, Ford introduces 2010 Mustang muscle car at LA Auto Show
DEARBORN, Mich. -- Ford Motor Co. tries to revive its classic Mustang muscle car with a makeover for the 2010 model year that debuts at this week's Los Angeles Auto Show.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/457414523" height="1" width="1"/>
Ford is rolling out a risky strategy
The carmaker is introducing six vehicles at the L.A. Auto Show this week and tying up billions of dollars in future product even as its sales tank.
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The U.S. auto industry might be in crisis and Big Three executives might be appealing to Congress for a $25-billion bailout, but judging by Ford Motor Co.'s plans for this week's L.A. Auto Show, Detroit's No. 2 carmaker seems to be feeling just swell.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/457625139" height="1" width="1"/>
Democrats propose $25 billion in loans for carmakers
The package would be in addition to a $100-billion stimulus proposal, but Republicans -- and time -- are not on their side.
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Leading Democrats in Congress unveiled plans Monday to help financially troubled U.S. automakers with $25 billion in emergency loans as lawmakers prepared for a showdown over expanding the government's role in shoring up the economy.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/456769091" height="1" width="1"/>
Automakers' pain felt far beyond Detroit
The Big Three's fortunes steer thousands of suppliers nationally. One report puts 2.5 million jobs at risk if a carmaker fails.
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Ford Motor Co.'s F-150 pickup is the top-selling vehicle in America with more than 436,000 purchased through October. But when people stop buying the F-150 -- and 26% fewer have been sold this year than last -- it's not just Ford and its workers that suffer.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/456275234" height="1" width="1"/>
Hyundai Genesis 4.6: Cut-rate luxury
The South Korean automaker's first full-size, rear-drive luxury car is a near-peer to Euro sport sedans -- but at a 20% discount.
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The chocolate-brown leather is softer than a Hershey bar in a cop's back pocket. The topstitched upholstery across the dash and doors seems sewn with a needle borrowed from Miuccia Prada. The interior wood accents are carved from the most majestic lumber in the old-growth faux forest.<img src="http://feeds.latimes.com/~r/latimes/classified/automotive/highway1/~4/452608371" height="1" width="1"/>
because of the safety equipment that is installed on the automobile. When people go shopping for automobiles, they make sure that they buy one that is equipped with air bags. They know that they will receive other discounts on automobile insurance if the automobile is equipped with anti-lock brakes and if the automobile has a security system installed, the personal insurance rates will be cheaper.
Some families have several automobile insurance policies with the same company. These insurance agencies have probably done a considerable amount of advertising about how multiple car discounts are figured per automobile. Those households that have several cars to insure will stand to save hundreds of dollars over a period of one year. The safety features on each automobile will increase the savings even more on personal automobile insurance for every driver in the home and those with good driving records will see a savings discount for their efforts.
There are other ways to receive discounts on automobile insurance. When a homeowner chooses to insure their automobile with the same company that provides them with homeowners insurance, they will undoubtedly notice a reduction in the automobile rates for the drivers in the home. Further discounts accrue with other personal insurance policies that are obtained through the same carrier such as a life insurance policy or the policies they carry for rental property.
Insurance companies want to keep customers coming back year after year and they will do what they can to guide families into making the right choices for all personal insurance needs. As families grow and expand, there is certain to be other people that will need homeowners insurance or other types of personal insurance and they want to be first in line when it comes time to issue those policies.
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Jaguar Tops List in J.D. Power Customer Satisfaction Study
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136169><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1119/jaguar.xf.160.jpg" width="160" height="101" border="0" alt="Jaguar XF" />Jaguar, Hummer and Lexus occupy the top spots in the new customer satisfaction rankings by J.D. Power and Associates. Jeep, Nissan and Mitsubishi are at the bottom of the heap.</q>
Guangzhou Auto Show: 2009 Ford Fiesta
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136168><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1119/ford.fiesta.sedan.1.160.jpg" width="160" height="101" border="0" alt="Ford Fiesta" />Ford and GM roll out new models for the China domestic market.</q>
Celebrity Pony: 2010 Mustang Stars in Latest Episode of Knight Rider TV Show
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136167><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1119/2010.mustang.160.jpg" width="160" height="101" border="0" alt="2010 Ford Mustang" />The 2010 Mustang gets a bit of air time in this week's episode of Knight Rider. </q>
Detroit Automakers Warn of "Catastrophic Collapse" if Federal Help Is Not Forthcoming
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136126><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1119/sendodd.160.jpg" width="160" height="101" border="0" alt="Sen. Christopher Dodd " />The heads of Detroit's Big Three automakers beg for help from the federal government but meet with resistance.</q>
Ferrari, Land Rover, Rolls-Royce All Staying Away From Detroit's Auto Show
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136111><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/ferraricalifornia.160.jpg" width="160" height="101" border="0" alt="Ferrari California" />More bad news for Detroit: Three luxury marques add to the list of automakers not displaying their wares at the auto show in January.</q>
Tuner Special: Edo Porsche Cayenne
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136110><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/edocayenne1.160.jpg" width="160" height="101" border="0" alt="Edo Porsche Cayenne GTS" />Edo Competition gives the Porsche Cayenne GTS 45 extra horses and a variety of performance goodies. </q>
Tesla Motors Set To Tackle "Range Anxiety"
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136109><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/tesla.roadster.160.jpg" width="160" height="101" border="0" alt="Tesla Roadster" />The electric-car startup has some intriguing high-tech ideas that may see the light of day on the Model S sedan.</q>
Angry General Motors Fires Back at New York Times Columnist Thomas Friedman
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136108><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/thomas.l.friedman.160.jpg" width="160" height="101" border="0" alt="Thomas Friedman" />Thomas Friedman, one of the most high-profile opponents of a bailout for Detroit, gets a scolding from GM and an invitation to come and see "the cool stuff."</q>
Pontiac Announces Pricing for 2009 G3
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136107><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/2009.pontiac.g3.160.jpg" width="160" height="101" border="0" alt="2009 Pontiac G3" />No bargain-basement pricing for Pontiac's new compact hatchback. The G3 starts at $14,995, which makes it more expensive than the base 2009 Kia Rio5 LX, the 2009 Toyota Yaris and even its corporate sibling, the 2009 Chevrolet Aveo.</q>
GM Announces Pricing on 2009 Chevrolet Silverado and GMC Sierra Hybrids
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136106><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/09.chevrolet.silverado.hybrid.160.jpg" width="160" height="101" border="0" alt="2009 Chevy Silverado Hybrid" />As expected, consumers will pay a premium for GM's green pickups. The 2009 Chevrolet Silverado Hybrid starts at $38,995, while the 2009 GMC Sierra Hybrid starts at $39,365.</q>
Volkswagen Sets September 2009 U.S. Arrival Date for New GTI and Rabbit
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136067><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/volkswagengti.160.jpg" width="160" height="101" border="0" alt="Volkswagen GTI " />You can get a U.S.-market Rabbit or GTI around Labor Day 2009, VW says.</q>
IL Insider: Mini E
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136068><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/miniefront.160.jpg" width="160" height="101" border="0" alt="Mini E" />The Mini E will be BMW's one-year litmus test to help with future development.</q>
Ford Sells Mazda Stake
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136066><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1118/mazdacx7.160.jpg" width="160" height="101" border="0" alt="Mazda CX-7 " />Detroit is winding down an era of equity ownership in Japanese automakers.</q>
Brazil: Every Vehicle To Get Tracking Devices as Theft and Kidnapping Rates Soar
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136050>Starting next August, every new motorcycle and automobile in Brazil will get a tracking device in an anti-crime and anti-terrorist initiative.</q>
2008 Guangzhou Auto Show: Audi A4L
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136049><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/audi.a4.l.china.2.160.jpg" width="160" height="101" border="0" alt="Audi A4L" />Long-wheelbase edition will be sold exclusively in the China domestic market.</q>
Glovely: Hermes Smart
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136048><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/hermes.smart.1.160.jpg" width="160" height="101" border="0" alt="Hermes Smart" />The luxury leathersmith unveiled a special edition of the Smart car at a festive ceremony in Paris.</q>
Aussie Bailout: Government Offers Cash Infusion to Ailing Auto Industry
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136047><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/fordbaxtfalcon.160.jpg" width="160" height="101" border="0" alt="Ford BA XT Falcon" />Things are tough all over, and the Australian government is stepping up to help its auto industry.</q>
Fisker Karma Takes Another Step Toward Reality
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136046><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/fisker.karma.160.jpg" width="160" height="101" border="0" alt="Fisker Karma" />Valmet Automotive and Fisker Automotive sign the final contract to make the Fisker Karma in Finland.</q>
Opel Insignia Narrowly Wins European Car of the Year Award
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136030><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/opel.insignia.160.jpg" width="160" height="101" border="0" alt="Opel Insignia" />GM's new midsize sedan edges redesigned Ford Fiesta by a single point.</q>
Aston Martin Racing Launches Vantage GT4
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136029><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/aston.vantage.gt4.3.160.jpg" width="160" height="101" border="0" alt="Aston Martin Racing's Vantage GT4" />Successor to Vantage N24 features new 4.7-liter V8.</q>
Tuner Special: AC Schnitzer X6 Falcon
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136028><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/schnitzerx6falcon2.160.jpg" width="160" height="101" border="0" alt="AC Schnitzer X6 Falcon" />BMW's X6 receives big wheels, shiny exhaust pipes and a horsepower bump from AC Schnitzer.</q>
IL Insider: Audi Going With V6 Instead of V8 in Next S5
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136027><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/audis5.160.jpg" width="160" height="101" border="0" alt="Audi S5" />Audi's next S5 will get a supercharged V6 in place of a V8 engine.</q>
Chevy Volt Visits Inside Line
<q cite=http://www.edmunds.com/insideline/do/News/articleId=136026><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/10.chevrolet.volt.r34.2.160.jpg" width="160" height="101" border="0" alt="Chevy Volt" />New details of GM's poster car emerge as the Volt stops by the IL office.</q>
NASCAR: Jimmie Johnson Wins Third Straight Cup, Tying Cale Yarborough
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135968><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/jimmiejohnsonhomestead.160.jpg" width="160" height="101" border="0" alt="Jimmie Johnson" />Jimmie Johnson, with a 15th-place finish in the Ford 400 Sunday at Homestead-Miami Speedway, joined Cale Yarborough in the NASCAR record books as only the second driver to win three straight Cup Series championship titles.</q>
General Motors Sells Suzuki Stake To Raise Cash
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135967><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/gm.logo.160.jpg" width="160" height="101" border="0" alt="General Motors" />Frantic for cash, General Motors dumps its 3 percent stake in Suzuki for about $230 million but says it will continue collaborating on hybrid vehicles and fuel cells.</q>
Ticking Clock: In 60 Minutes Appearance, Obama Urges Help for Detroit To Avert a "Disaster"
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135966><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1117/barack.obama.160.jpg" width="160" height="101" border="0" alt="President-elect Barack Obama" />The President-elect told the CBS program 60 Minutes that the federal government must help the Big Three automakers, although the assistance can't be "a blank check."</q>
General Motors Names Crystal Windham Head of North American Passenger-Car Design
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135934><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1114/crystal.windham.160.jpg" width="160" height="101" border="0" alt="Crystal Windham " />Windham is the first African-American woman to be named to the design post.</q>
Virtual Desert: BFGoodrich and Volkswagen Launch Online SCORE Baja 1000 Site
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135933><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1114/vwtouaregbaja.160.jpg" width="160" height="101" border="0" alt="Volkswagen Touareg TDI " />The tiremaker and automaker join forces for the ultimate fan site for the desert rally.
</q>
NASCAR's Nod to the Recession: Track Testing Ban
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135928>NASCAR announced Friday that teams in its top three racing series won't be allowed to test on track.</q>
Mini-Mobile: The Electric-Powered Mini-Hummer Buggy
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135927><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1114/mini.hummer.1.160.jpg" width="160" height="101" border="0" alt="Mini-Hummer Buggy" />The small Hummers can travel up to 40 mph and are electrically powered. </q>
Save the Volt! Begs Chevrolet Electric Car's Fan Site
<q cite=http://www.edmunds.com/insideline/do/News/articleId=135926><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/news/2008/1114/2011.chevrolet.volt.160.jpg" width="160" height="101" border="0" alt="2011 Chevrolet Volt " />A pleading letter to the U.S. government was sent out via e-mail last week to subscribers of the Chevrolet Volt's fan site.</q>
10 Top Sales at the 2008 Monterey Auctions
<q cite=http://www.edmunds.com/insideline/do/Columns/articleId=131868><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/columns/kgross/monterey.auctions.08/39.talbot.lago.t150c.ss.160.jpg" width="160" height="101" border="0" alt="1939 Talbot T150C-SS" />The 10 top sales at the 2008 Monterey auctions were part of a record-breaking event for 2008, but what does this say about the health of the collectible car market?</q>
10 Best Cars at the 2008 Monterey Auctions
<q cite=http://www.edmunds.com/insideline/do/Columns/articleId=130090><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/columns/kgross/10.best.cars.at.2008.monterey.auctions/38.bugatt.57sc.atal.02.160.jpg" width="160" height="101" border="0" alt="1938 Bugatti 57SC Atalante" />Despite the troubled economy, interest in vintage car auctions continues to be high. Here are the top choices for sale at the 2008 Monterey and Pebble Beach auctions.</q>
Speed Reading: Best Car Books of Summer '08
<q cite=http://www.edmunds.com/insideline/do/Columns/articleId=126848><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/columns/kgross/best.car.books.summer.08/chrysler.concept.cars.160.jpg" width="160" height="101" border="0" alt="Chrysler Concept Cars by David Fetherston" />If you're looking for a Father's Day gift, consider one of our top 10 car books for fast summer reading. Racing, hot rods, histories, special marques and even Steve McQueen.</q>
Why Duesenberg Matters
<q cite=http://www.edmunds.com/insideline/do/Columns/articleId=126556><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/columns/kgross/why.duesenberg.matters/kengross.duesenberg.page.3.160.jpg" width="160" height="101" border="0" alt="Duesenberg Model J Murphy Torpedo Speedster" />Rare, expensive and exclusive, the Duesenberg J was built in Indianapolis from 1928-'37. Even now, it still defines greatness in an American car.</q>
The $1.76 Million Ford Concept Car
<q cite=http://www.edmunds.com/insideline/do/Columns/articleId=125411><img src="http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/il/columns/kgross/the.1.76.million.ford.concept/34.ford.model40.speedster.f34.160.jpg" width="160" height="101" border="0" alt="1934 Ford Model 40 Speedster" />Edsel Ford's 1934 Ford Model 40 Speedster was one of the very first Ford concept cars and maybe the best, designed by Edsel himself. Discovered in a garage, it has now sold at auction for $1.76 million.</q>
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Auto Repair Manuals
By By Terje Ellingsen
If you are an amateur auto mechanic who loves to dig in the car engines until the wee hours while most people are under their blankets, entails the spirit of the "do-it-yourself" -doer and are not Read more...
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Simple Ways To Obtain An Auto Loan
By Adam Boulton
An auto loan makes purchasing an automobile easier by providing the much-needed financial support. Before applying for auto loan, there are certain Read more...
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